Pre-planning Before Someone Dies

All individuals die whether not planned or not. It is important for an individual to prepare for his or death in advance. In the long run, one will be able to allay the burden of decision making on friends and relatives, and opportunity for a peace filled the end of life is created. A plan should be developed by a person in advance since we are never sure when death strikes. The program should be implemented and ensure the lawyer and close relatives are aware, and they understand the wishes of the deceased. The funeral directors will help you in all matters to do with the funeral. The followings are some of the things done by an individual before he or she dies;

General information

Physical items

hjhjhjhjhjAn individual should enlist the outside and inside of his or her home and record the list of the valuable items which are valued at hundred dollars or more. It is considered as one of the first steps to be carried out. Jewelry, vehicles, guns, laptops or computers, music system and power tools are some examples of the said items.

The non-physical things

One should carry out inventory on non-physical items too. Nonphysical items are the assets that persons own and have the legal documents and the list of beneficiary. The non-physical assets should be added up to get the total value of the items. Life insurance policies, brokerage accounts, bank accounts and IRA assets are some of the examples of non-physical assets.

Debts and credit card list should be assembled

For open loans and other debts, a separate list should be made. Existing mortgages, auto loans, and other monies that are owed by a person should be included. A credit report for about 12 months since it will enable an individual to identify the credit cards which one have completely forgotten.

Copy of asset list

jhjhjhjhjhjhjThe copy of the list of assets an individual owns should be sent to one’s estate administrator. After putting a person’s asset together in a list, it should be dated and signed, and about four copies should be made. The original copy should be sent to one’s estate administrator. For the individuals who are married, the other copy should be handed to the wife. The third copy should be put in a safe place like a safe box.

A will should be created

It is advisable for individuals over the age of eighteen years should have a will. It shows how one’s wealth and property will be shared among the people he or she has named and prevented havoc among them.…

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Top 5 Inflatable Hot Tubs 2016

There are different types of hot tubs in the market today. Different people have different preferences when it comes to buying a cheap inflatable hot tub. Even though people have different tastes, some hot tubs are popular across all divide. These top inflatable hot tubs will be highlighted here below to see the standard and unique features of each.

Coleman Lay-Z-Spa Inflatable Hot Tubqsdscvqsdqsd

Perfect for both indoor and outdoor, the Coleman Lay-Z-Spa Inflatable Hot Tub is arguably the best in the world. It can accommodate up to 6 adults. Among the unique features of this hot tub include a rapid heating system, an integrated water filtration, and Lay-Z Massage system. The massage jets makes it a perfect system for soothing sore muscles. It also has lift handles to enable easy carriage.

Lifesmart Rock Solid Luna Spa with Plug & Play Operation

Just as its name suggest, this inflatable hot tub has a plug and play feature; that ignites interest from most people looking for hot tubs. This feature makes it easy to install the hot tub. Not only is it built to last long, but it also to consume less energy. It also has rotating back jets, foot well jets, and a waterfall to give its users a perfect massage. The digital hub that allows you to control it and change light without moving is also a unique feature of this hot tub.

Intex 77in Pure Spa Portable Bubble Massage Spa Set

The Intex 77in Pure Spa Portable Bubble Massage Spa set is also among the best hot tubs that provide a relaxing and soothing feeling. It is an ideal massage set for a family and can accommodate up to four adults comfortably. It also has a control panel that allows users to control temperature without causing any disruption from the massaging experience.

Bestway Lay-Z-Spa Miami Inflatable Hot Tub

xsxssasdcAScSAcscNot only is Bestway Lay-Z-Spa Miami Inflatable Hot Tub a top system but also an affordable and quite portable hot tub. It keeps the dream of many people who want to own a hot tub alive for it is relatively cheap. It is also easy to install and thus, requires no professionalism. It is ideal for both indoor and outdoor use thanks to its portability.

SaluSpa Paris

The SaluSpa Palm Spring is another top inflatable hot tub for the year 2016 with great features being put into play. Just like other top inflatable hot tubs, SaluSpa Paris has an advanced control panel and rapid heating system as key features. Apart from the common characteristics that define an inflatable hot tub, this one has an attractive LED lighting system that creates an exciting atmosphere.…

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